1. Ron Greiner Says:
   March 20th, 2009 at 10:11 am

   $7 million dollar savings per 10,000 insureds over 5 years is very low savings with HSA coverage. That’s only $140 a year savings per insured. The average cost for employer based health insurance is $400 a year for single coverage. HSA insurance for a 30-year-old male is only $60 a month in most states. The average savings should be more like $2,000 a year per employee, [plus] the tax savings because their is no payroll tax on employer HSA deposits. $2,000 X 10,000 employees = $20,000,000 per year or $100,000,000 over 5 years.

   But that’s the difference between dangerous non-portable employer-based health insurance and the security of low cost portable HSA “individual insurance.” Aetna sure did a good job with their so-called statistics to make HSAs look less attractive than they really are.

2. Bruce Says:
   March 20th, 2009 at 5:36 pm

   Very interesting observation, Ron. I don’t think Aetna is even in the individual market.

3. Ken Says:
   March 21st, 2009 at 1:24 am

   That’s enough Aetna bashing. Aetna has been one of the most innovative companies in pushing the limits of consumer driven health care. We owe them a debt of gratitude.

4. Greg Scandlen Says:
   March 21st, 2009 at 4:37 am

   Ron, you misunderstood the bullet. The $7 million savings applied to employers who offered HSAs as an option. So, some large portion of the group was not in HSAs, very likely 75% or so. Yet the WHOLE group still saved money. The savings of the HSA enrollees is spread over the whole group.

5. Bret Says:
   March 24th, 2009 at 6:32 am

   I think Aetna was also helpful in persuading the Treasury to make rulings favorable to HSA expansion.

6. Stephen C. Says:
   March 25th, 2009 at 5:08 pm

   Aetna Ceo Ron Williams has been very good on promoting CDHC in Congressional testimony and in public speeches.

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